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[quote=Anonymous]It would make more sense to rent out the finished basement, if there is a bathroom and an outside entrance. Or find other ways to lower expenses, or using the finished basement to somehow generate income. Plus if you moved, you would have a higher interest rate, and a townhouse further out, where it might not appreciate as much. Plus the costs from the sale. We bought a sfh as a couple without children (we would have loved a ranch house but couldn't find one!) because we didn't want to deal with HOA fees, loud neighbors, and people who were stuffing a couple families into townhouses near us but the HOA would not act on. Which is what happened when we rented a townhome. We would rather have a sfh and live with cheap smartphones, a super limited data plan, and eating at home every night, etc...[/quote]
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