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Reply to "Whole life insurance for kids"
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[quote=Anonymous]For the vast majority of people and the vast majority of plans, it's a bad investment. Pretty much the only exception is where you have a kid who has or is very likely to develop a medical condition sufficiently serious that they will be uninsurable as an adult, but that doesn't affect them so severely that you can't reasonably expect as an adult they may have a family they support through employment. And even then, you need to be very careful to select a policy that will allow them to buy a substantial amount of additional coverage at a reasonable price as an adult without going through underwriting.[/quote]
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