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Reply to "Can I avoid this car being totaled?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Can you get the body shop (i assume it was just cosmetic damage) to go lower on the the things that need to be done - like maybe forgo replacing all the panels and live with the scratches, for example, and just have the "must have repaired like bumper and taillights? That would bring your total damage to, say $1k, and maybe your insurance will likely cover that instead of deeming it totaled.[/quote] This is OP and this is what I want to do. But we’ve already in haste filed a claim. Can we now drop the claim if they want to total it?[/quote] you can always stop the claims process... or let the insurance company do its thing and see what they say. and if you don't lke what they say refuse and tel them you changed your mind... my daughters 2004 honda civic is like this before she had it my MIL rubbed against a concrete pillar. got an estimate on my own saw that it was really close to 75% so didn't file claim. opted to pay out of pocket and took it to macco to get some cheap repairs work done on it... insist on used parts to help keep costs down... ot if you are feeling brave, and are mechanicaly inclinec try to do some of the body panel repalcement yourself and then take to macco to get painted... [/quote] Was wondering the same. Your insurance contract does not require you to make a claim, why couldn't you withdraw it rather than the more complicated buy-back? [/quote]
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