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Reply to "Can I avoid this car being totaled?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]The insurance company makes the decision and they aren’t spending more of their money because you want the car repaired. If you really love the car then after the settlement you can [b]buy the car from the insurance co (with a salvage title) [/b]and repair it with the money from the settlement. Unless the car is rare or has sentimental value it’s just not worth it.[/quote] This is often very difficult to do, FYI. I know when my aunt wanted to do this, she was told she had to attend the auto auction where it was sent and bid on it. There were not outright "buy backs" with her insurance agency. And yes, they will probably total it. Sue the person who hit you to cause the damage for the 'suffering' you'll go through in buying a new car. My parents had a perfectly good (under 100k, always had regular maintenance by my mechanic dad, just used by my mom to drive around town) SUV that was totaled in 2011 when it was hit because it was a 2001. No major damage to the frame or anything under the hood. All damage was to the door and front wheel well area. My dad knew he could have a friend who does bodywork fix it for around $1,000 but no, the insurance totaled it out. So my parents sued the person who hit them since they then had to purchase a new car, taking on a 'hardship' unnecessarily and won. The new car was fully paid for by the person who hit them with some left over. [/quote] Don't set unrealistic expectations or give legal advice if you're clearly not a lawyer. OP can consult some sleazy personal injury attorney and the at-fault driver's insurance will give you a few thousand dollars to go away. If OP wants a normal, new car and was not seriously injured in this accident the settlement is not going to cover it.[/quote]
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