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Reply to "Can I avoid this car being totaled?"
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[quote=Anonymous]I’ll try to make a long question short: Someone ran into me and did some decent yet minor (no frame/radiator/line/engine damage) damage (just body damage). The car is older (2005) and we were debating keeping full coverage, but alas, it still carries full coverage. They may total it, we will find out today. The body shop we had it towed to thinks it’s easily fixable, no more than $2000. But he thinks the car is worth less and they’ll want to total it out. It’s older but in good shape! Only 90k miles and looks great. $2000 is nothing to fix it. I’d spend so much more on a new car and this one still has a lot of life. So what happens if they total it and I want to get it fixed out of pocket instead? Can I refuse the total and just have it insured somewhere else? [/quote]
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