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[quote=Anonymous][quote=Anonymous]   As I deal with things like nurses, etc for my own parents (which luckily they saved for) I am suddenly panicked about my own savings and retirement. We are good savers or so I thought and we put away for the kids' college education too, but all of sudden I don't feel like we are in good shape. The money goes so darn fast if you need a lot of care. It seems like I could never save enough to ensure high quality care. Also I do some things for free for my parents in addition to the care they pay for from professionals. I don't want to impose on my own kids and who know where they will live.

My dream has always been to stay working part time through old age, but I had not truly thought about what it is to lose my faculties and mobility and the cost of quality 24 seven in home care or nursing home care is astronomical. I now feel like being really thrifty. I know we still need to lead our lives and enjoy, but I hate the idea of needing so much money for a life I won't even enjoy by the late stages if I end up with say Alzheimer's. I wanted to save as much as possible to travel a lot in old age, but not to have 24 hour nursing care :(.

Anyone else suddenly get really stressed about money when you had to see the reality? I am endlessly fortunate they saved and I know this may be first world problems.[/quote]

As an RN, I have no intention of requiring expensive long term care. Should I come to need it, my family knows my wishes that I have no desire to live out my years like this.  I do a casual position in long term care and the number of adult children who insist on all sorts of interventions to keep their parents going, yet never show up to see how truly miserable their parents are is sickening [/quote]

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