Reply to TSP Loan to Pay Off Credit Card Debt

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[quote=Anonymous][quote=Anonymous]You must be w the Feds for a while to have that much in TSP.  That means you probably have a sizable FERS.  You can always live abroad for a fraction of the price andive like a queen on SS and FERS alone.  You'll still have a sizable TSP left over + money from a home left over if you have one. Living abroad really isn't that scary.[/quote]

OP here. I’d love to live abroad, but DH (or future XH) would never let me leave CONUS with the kids.

Thanks for the advice; sounds like I should go for the TSP loan. I’ve already applied for innocent spouse relief but was denied because they apparently want to see a police report or some other documented abuse. I never had credit card debt until we started using my cards for joint expenses, and I’m confident 
I can stay debt-free as long as he’s out of the picture.

The reason I want a divorce isn’t that his business failed but that he made pretty much a unilateral decision to quit his job and put all his money into the business, and actually got annoyed with me when I questioned whether it would be a good idea when we had no savings but rather a large debt with the IRS, which I forgot to mention put a lien on the house, so we can’t even do a refi to pay down any of the debt. And even though i’m the sole breadwinner, i’m still the one doing most, if not all, of the cooking, cleaning, laundry, child care, etc., while he’a glued to his laptop or phone all day, ostensibly in the name of “business opportunities.”

Ugh, thanks for letting me vent. I know some of this belongs in the Relationship forum. [/quote]

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