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Reply to "TSP Loan to Pay Off Credit Card Debt"
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[quote=Anonymous]In dire straits here. We have about $55K in credit card debt and another $83 in our HELOC. My husband has been unemployed for almost 2 years, made a horrible business investment against my advice, and owe the IRS over $100K (which the IRS is holding me responsible for since we're married and file jointly, even though the debt is due to the fact that he didn't pay enough income taxes for years). I have about $450K in my TSP; he has no savings because he depleted everything for this business venture. We have 2 kids in elementary school. Do I take a TSP loan to pay off the credit card debt? I think the financial answer is yes, except I'm beyond irate that we're in this hellhole because of him and really want a divorce. Unfortunately, the credit cards are in my name, so the divorce won't affect my liability for the credit card debt (and same for the HELOC and IRS). Please help. Yes, I know I shouldn't have married this loser in the first place. [/quote]
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