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Reply to "18.5 lump 401K contribution in Dec - dollar cost average?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]There are just as many studies that show a lump sum investment outperforms dollar cost averaging as there are that show the inverse. Honestly, I would just wait for the market to have a down day and make a lump sum purchase. Then never look back.[/quote] Thanks. There is that. I just know that she will be upset if it drops. It was like pulling teeth to get her to actually get the account open and put money into it.[/quote] If a down day makes her upset, stay out.[/quote]
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