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Reply to "18.5 lump 401K contribution in Dec - dollar cost average?"
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[quote=Anonymous][quote=Anonymous]Well, [b]your options are limited for 2018[/b]. I think contributions to a solo 401k can be made until April 2019, so you can average them out over that time (but you'll want to confirm that). As for 2019, it's generally better to try to avoid timing, and contribute equal amounts over the year. She should contribute as income comes in, informed by her expectations re how much she'll make over the year. [/quote] That's a good point but if his wife already did the contribution into the plan it is sitting there as cash already inside the plan which means she can purchase over any time period. It should like the contribution has already been made. Its just in cash rather than invested.[/quote]
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