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Reply to "18.5 lump 401K contribution in Dec - dollar cost average?"
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[quote=Anonymous]Wife is self employed. She finally opened a 401K plan for herself and dumped the max contribution into it. I'm wondering whether she should just make one big buy (she wants to just buy into a target retirement fund) or whether she should dollar cost average. If she dollar cost averages (from cash already in the account to the fund) at what % and over what time frame would you do that? Note once she calculates her expenses I'm expecting she will dump some more cash that is the company match.... What do you guys think?[/quote]
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