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Money and Finances
Reply to "Deep credit card debt "
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[quote=Anonymous]I do not recommend a debt consolidation program. These companies have a bad track record for taking your money but then failing to pay your debt. How many credit cards do you have and what is the balance on each one and the interest rate? What is your total income? How many kids do you have? Are you married and does your spouse have an income? Write out something like this: Bank of America...$22,000... min payment $152... 12% Chase..................$6,000.....min payment $ 58...8% You might be able to find a 0% credit card to transfer some of your debt after a while. $30K in CC debt isn't so bad, if you do not have a car payment and no student loans. Dave Ramsey's total money makeover, or the classes (Financial Peace University) would be a great place to start.[/quote]
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