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Reply to "Roth or 529 for college?"
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[quote=Anonymous]OP, for a lot of families it's simply that it doesn't makes sense for this to be an 'either/or' situation. We contribute to a Roth IRA, with the remote possibility in mind that we could use some of it for college expenses. But there is no way in hell that our Roth contributions would cover as much college expense as we need, so we also save aggressively in a 529. Parenthetically, though, I believe Roth IRAs can be inherited by kids with no tax implications, so a family with a hefty 401k and adequate college savings elsewhere might prioritize a Roth as vehicle for passing down wealth. [/quote]
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