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Money and Finances
Reply to "Tax question - Childcare FSA or deduct expenses?"
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[quote=Anonymous]When we had a nanny, we always had an FSA. Then youngest started K. Last year, no FSA. I work primarily from home and my job is very flexible and DH's is also relatively flexible. So last summer we did some full day camps, some half day camps, some weeks with no camp and just a few hours of babysitting or swapping playdates, etc. Plan to do the same this next summer. My understanding is that if I now exactly what I will spend, the FSA is better, but if I don't, does it make more sense to just deduct exactly what I spend? Last year we spent about $3500. If I were to put just $2400 in an FSA, and spent more than that, could I get reimbursed from the FSA for the first 2400 and then deduct beyond that? [/quote]
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