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Money and Finances
Reply to "What to do first? Debt vs Savings/Retirement"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]What are the interest rates?[/quote] Interest rates on CC's are 24%. The CC's mentioned are mine, not DH's. DH paid off all of his CC's with a consolidation loan that is $300 monthly. Interest rate on car #1 is 11%. Car #2's interest rate is 7%. [/quote] Listen. You need some tough love here. You are making extremely poor financial choices. Like I said above, ditch the expensive car. You have one child and you do not need anything more than a cheap, reliable sedan. What about your situation is causing you to consistently live above your means? With $230k, renting, and 1 elementary child you should not be stretched to save in an emergency fund. Where is your money going? [/quote]
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