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Eldercare
Reply to "How to make sure DH and I are not a burden on our children someday when we are elderly?"
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[quote=Anonymous][quote=Anonymous]My wife works as a nursing home administrator. If you think this is possible, well I don’t see it. Biggest thing you can do is have money. But people change when they get old. While you think now that you will be fine moving out of your house and you think insurance will pay for your care, when people get old they have a skewed view of what they are capable of and your kids think you are less capable than you actually are. FWIW, my wife says that rarely does LtC insurance pay for more than Medicare and she thinks it’s a waste of money. [/quote] Agree. Long term health care insurance was not worth it for my parent with long term illnesses. Took 90 days to kick in, and was limited per day, and by that time she went quick. Better to be in area with good care, like small town USA, dc area was the worst, transients that were not trustworthy. In a small town you know the people doing the care. [/quote]
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