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Reply to "Where would you invest 401K funds today?"
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[quote=Anonymous]You're 25 years out. Don't overthink it. With, for example, a 6 percent average return, you'd get a 330 percent return over 25 years. Don't worry whether the market will go up or down 5 or 10 percent over the next few months (not that you can predict it). 100 percent stocks is reasonable. So's 70 percent stocks, 30 percent bonds, or anywhere in between. Pick what you're comfortable with and check it once a year or so. So try to make sure you are in low cost funds. That's a predictable cost that will add up over time.[/quote]
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