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Reply to "Where would you invest 401K funds today?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]All in stocks. S&p fund or total market fund.[/quote] +1 You're getting in on a sale. Be happy.[/quote] A sale? Okkkk[/quote] Yes. If you started buying in January you would have been buying at increasingly higher prices (fewer shares) all year long, up until this week. As of today all of 2018's gains are wiped out, so you can buy at the lowest prices we've seen this year. That's a sale.[/quote] OP here.[b] This assumes we are at or near the bottom, though.[/b] I'm not convinced that's the case--hence my hesitation to go all in on stocks. I did already have VTSAX in my tentative mix, though, so may boost that up and pull the percent that was going to bonds (since I'm also not feeling so bullish on those right now!) I also have some set to go into their target retirement and balanced index funds, which have some exposure to both stocks and bonds already.[/quote] No, it just states the facts: it's cheaper than it was earlier this year. I think we're going down further (not necessarily immediately), but that doesn't change the fact that stocks are on sale as compared to 2018 thus far.[/quote]
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