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[quote=Anonymous]We contributed the same amount to both retirement accounts each year, even when one spouse was part-time for childcare or one made significantly more or had a match. The income is household income, so we adjusted contributions accordingly. If you have a pre-tax option, do that, but if not, just put it in post-tax. Especially given that you have a prenup that specifies that the accounts will split in the event of a divorce, it's essential to contribute fairly. (I wouldn't worry about catching up if the accounts were not equal coming into the marriage, but I would worry about compensating for the years that the husband could not contribute because he was staying home.) For us, that sometime meant that most of one paycheck went into a 401K. Obviously max out any matching, but after that, fund the 401K before you start adding more to the 403b.[/quote]
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