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Kids With Special Needs and Disabilities
Reply to "Insurance Frustrations - Speech Therapy"
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[quote=Anonymous]In addition to appealing, aren’t you just about at open season? Research better to find a plan that will cover what you need. Your therapist should be able to help you. Also, PP is right - check out exclusions. That is the only legitimate basis for denying care. Lots of plans exclude habilitative and also educational services. Just changing codes is t likely to help you here. And your therapist may not agree to do that. Presumably the therapist billed it correctly but you don’t have the coverage for the services provided. One other thing - and I hate to add to your worries but this is a real reason to look for a new plan. Your insurer could take back the money from the therapist leaving to to pay for all services. [/quote]
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