Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Kids With Special Needs and Disabilities
Reply to "Insurance Frustrations - Speech Therapy"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]Absolutely appeal. Also research whether your plan has exclusions for habilitative therapies - many do. That means they don’t pay for a person to acquire skills they never had (as opposed to rehabilitative-recovering what has been lost). Obviously with a child and speech that is kinda crazy, but so are insurance companies. A company will never tell you what codes are covered. Your SLP should have experience but you sometimes have to keep submitting until you find one that works. You can also talk to your HR department, assuming you have employer based coverage. What is in or not in (eg habilitated vs rehabilitative) for your specific policy is decided by your employer. Another avenue for help is your state insurance commissioner - especially if your plan has no habilitative exclusion and your are getting rejections. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
