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Reply to "How to minimize monthly interest ($550/month) accruing on student loans?"
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[quote=Anonymous][quote=Anonymous]OP here - it's law school (HYSCCN) debt. Three years of loans to cover tuition only with interest accruing before I went into repayment. I took out $150k, decided not to do big law, and graduated with $175k because of interest. I'm a government attorney now making very low six figures with a combined HHI around $250k. My consolidated interest rate was about 7.5% before I refinanced with SoFi and the interest was just making it impossible to put a dent in the principle. Yes, the extra payments go toward the principle. I spoke to Mohela (SoFi) today and they gave me instructions for spreading out the additional payment. They have to be individual payments, so I'll set up a weekly auto bill through my bank and have already designated that all payments go to the principle.[/quote] Government attorney? Apply to become a DOJ lawyer. They pay off student loans for attorneys.[/quote]
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