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Reply to "How to minimize monthly interest ($550/month) accruing on student loans?"
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[quote=Anonymous]Thanks, all. They have already been privatized with SoFi (last year) and we aren't interest in a home equity loan. We live well within our means, but currently have some significant additional medical expenses that are eating up our "extra" monthly income. I'm intrigued by the idea of opening a zero/low interest credit card and paying off chunks of the loan that way. We did that for a home renovation and it worked well. I have NO idea what this means, can you break it down for an Excel novice, please? [quote=Anonymous]Better is to play around in Excel with the PV, nper, pmt and FV functions to figure out how much more in payment gets it down after. [/quote][/quote]
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