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Reply to "Anyone have a 401k and a MEGA Roth at work?"
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[quote=Anonymous]I now have one too After maxxing out pre-tax (18,500 + 6000 for catch-up contributions after age 50), I can contribute another $30k or so, up to where my pre-tax+after-tax+employer match = $61k. And I can do an in-plan Roth rollover whenever I want. (have to pay taxes on any earnings that accumulate in the interim, though) I have a boatload in 401k and an inherited IRA already, so it's a great way to start getting my Roth built up. My paycheck becomes pretty tiny, though. :-) Using money in my after-tax brokerage account to make up the difference. [/quote]
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