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[quote=Anonymous]I'm raising two teens on one income. It's a nice income and I feel lucky, but there are financial stresses especially since one of my teens does a somewhat pricey activity. This teen also likes nice things and likes to spend $ eating out with friends. Unfortunately, this teen's activity prevents him from having a summer job so he is not able to earn money for extras (unlike his sibling who worked all summer for spending money).
So I buy him nice clothes, pay for things like homecoming, social activities, phone chargers etc. I don't mind doing this BUT here are the problems:

1. He loses things a lot (a metro card, his wallet, a $20) and wastes things (lunches come home uneaten)
2. He promises to work off money he borrows from me but then does not do the work or I have to harass him to do it
3. I try to be sympathetic and supportive but then I get fed up and stressed out. I freak out and he refuses to communicate. It's a horrible cycle.

I want to teach him to manage his money and I know I'm doing it all wrong. I also don't want him to suffer bc he's being raised by a single parent. And I don't want our relationship to suffer.

I am so stressed over money right now and I need him to take responsibility!!![/quote]

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