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[quote=Anonymous]I know what you are going through. I have what is considered excellent insurance and it still covers less than half of the cost of DD's therapy. She has needed extensive therapy (several times a week) -- I think I am up around $5k out of pocket this year.

Here's what we've done -- once her meds were stable, we replaced her $$$ psychiatrist with a psychiatric nurse practitioner who takes our insurance. It took two days of calling every practice I could find to find her, but she is awesome and has saved me thousands.

Now that she is doing better and is out of intensive therapy, she sees a therapist who is still in training. All therapists have to log a certain # of hours supervised by a licensed therapist. The "trainee" therapist costs half of the regular rate and is also fantastic.

We supplement that with group therapy (much cheaper than individual, usually $50-$75/session) and support groups (often free) as needed. DD finds group therapy more helpful than individual now. I think knowing she is not the only one is huge. There are a number of teen groups around NoVa.

Another thing to try is online/teletherapy. Many insurance companies partner with teletherapy practices and some research has shown it is just as effective as in-person sessions, but it costs much less. Talkspace is one I have heard good things about.

Good luck, I know how tough this is and the financial stress is massive if you're not wealthy. I am grateful to have found quality care options for DD at lower costs, but it took hours and hours of calls and research. [/quote]

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