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[quote=Anonymous]My DW and I are struggling a lot.  She has had mental health concerns for a few years, which involved her taking a leave of absence last year and ultimately losing her job.  After a time of unemployment, she now has a new job but no leave accumulated.  Unfortunately, she hit a really low spot a few weeks ago and was hospitalized.  She returned to work but is concerned that she is still feeling very low, anxious and suicidal.  She stayed in bed crying all weekend.

Her mental health as well as student loan debts and daycare + mortgage mean we have been very tight on cash the last couple of years, to the point we have borrowed large amounts of money from my parents and her parents.

We cannot afford for her not to work, but she needs the mental health help.  There is a partial hospitalization program offered from 9-3 at a couple local hospitals, but she would have to take 1-3 weeks off of work.  We literally don't have the money, but she is scared so I am scared.

Our parents cannot really help anymore, nor should they.

Should we apply for a personal loan to get through a few weeks of bills without her paycheck?  Or should she just tough it out and push through it?  I'm at a loss.  [/quote]

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