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[quote=Anonymous]The early years being house poor and daycare feel like the toughest to get through financially, in my experience. Keep paying down your debt, if you can pay any raises into your 401k. Once daycare is over, it becomes a bit less tight. But camps/days off care, etc. does eat into it somewhat. Decide on a portion of the daycare savings that you will put into 529s. I also suggest some more mental health/emotional wellness advice: find your comfort level in your current home. Make the best of it, even if it is a tight fit. Don't start to think about your next home, whether single-family or not, if and when you have more breathing space. Concentrate on making your family life happy where you are.[/quote]
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