Reply to Fed Employees: IVF Insurance Questions

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If you can get your diagnostics done under BCBS this year then you can switch to Aetna for the negotiated rates for next year. That's what many people did back in the day when IVF was still covered.[/quote]

I know this is a "back in the day" question but does anyone know how much used to be covered under the Fed plans that covered IVF?  For example, was everything covered, was there a co-pay (how much?), etc.?  I know these are days past, but am just curious to know what it used to be.[/quote]
I did IVF under MDIPA. Each cycle was around $4500 including ICSI. Meds were a copay of about $400. PG S , embryo freezing and any subsequent frozen transfers were not covered.[/quote]

yes, this is what we paid too under MDIPA at Shady Grove:  about $4500 for IVF with ICSI plus $200-500 for med copays.  MDIPA paid for up to 3 cycles per live birth and then the tally reset for a subsequent attempt at another pregnancy.   FET were counted as one of the 3 cycles and cost about $3K out of pocket (vs. the $4.5K for a fresh cycle). 
Embryo freezing and storage were not covered. 
[/quote]

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