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Reply to "People with "regular incomes" what are your savings?"
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[quote=Anonymous]Neither my DH nor I had any retirement savings at age 30. I think I started at 10% at age 32 (when I started as a fed) and worked my way up to the max over time, I was a GS-13 making 55K or something like that. 22 years later my TSP is approaching $1M. DH is similar, started a little later than me timewise (he is younger, so was not yet 30 when he started) and he has a little less than me. The key is starting and being consistent and slowing increasing what you contribute as you get raises. We do not even consider it money that is available to our budget. We are not really great savers outside of retirement but the automatic nature of it being pulled out before we see it made all the difference for us.[/quote]
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