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Reply to "People with "regular incomes" what are your savings?"
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[quote=Anonymous][quote=Anonymous]DH and I live a pretty good life despite our low incomes and being DINKs. However we have little to no savings. Him: no retirements savings, maybe 4K in savings account Me: 20k in 401K and maybe 2k in savings. We are both 30. It gives me a lot of anxiety.[/quote] Savings isn't the whole picture. What is your debt? You really, really need to start putting money into IRAs. Roth IRA is your best friend, max it out if you can every year. You also need an emergency fund. $6000 won't cut it. Do you have health insurance?[/quote]
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