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Reply to "Keeping cash in a CD ladder"
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[quote=Anonymous]We have a CD ladder and have been happy with that approach, though we only have $25K in it. Not sure I'd put that much into CDs--is there a reason you need that much as safe money? We just have our six-month emergency fund there. There are great rates on 1-year CDs right now, too (3% which is almost as good as you'll do on five-year CDs) so if you think rates are on the way up, I'd park money there for the moment and pull out as needed to put into longer-term CDs or other destinations.[/quote]
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