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Reply to "s/o the worst financial decision you made"
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[quote=Anonymous]That thread about the best financial decisions people have made are really making me regret my misspent youth (and go read that great old NYer essay if you haven't yet: https://www.newyorker.com/magazine/1999/10/18/my-misspent-youth). I am 45 now, and these are among my financial regrets: - I didn't start saving for retirement until I was in my late 30s. That was so stupid. I wish my parents had sat me down and talked to me about how stupid this was, but I don't blame them; they aren't responsible for my poor choices. I just wanted to spend the money, and I figured somehow it'd work out. I wish I could go back and change that. I am now 45 and finally have $55k saved up - just over $10k of what I still owe in student loans for law school, a very fancy degree I borrowed a sh*t ton of money to pay for, which I have used insofar as I've had an exciting career but not a very remunerative one. (I don't really regret not having a very well paid career, though; I am honestly not cut out for that.) - I sold a tiny amount of Apple stock in like 2012 or so. It was maybe $2k worth. My husband convinced me to do it - said that someone with my minimal assets had no business owning individual stocks. He was wrong. I should have known better. Argh. Trying to get into shape at a somewhat late stage of things, but: trying! [/quote]
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