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College and University Discussion
Reply to "How much do we need to save for college?"
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[quote=Anonymous]You can adjust your savings a little over the next 4-6 years, but that's not going to make a huge difference, and it will come out of your retirement savings. [i]We are looking at retiring before kid finishes college, so we are trying to prepare.[/i] But a small change in your retirement date would make huge difference. If you have flexibility about retirement, I wouldn't stress too much about savings but just accept that you might have to work a little longer than you hoped. E.g., if your take-home pay is $10,000/month and you want to pay another $40,000 in total tuition, you'd work 4 months longer. (Numbers are just examples, of course; scale as needed.)[/quote]
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