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Reply to "Anyone is ok carrying a student loan debt?"
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[quote=Anonymous]I think it depends on how much student loan debt vs. how much you can reasonably expect to earn, options for paying it back, etc. So, $150K of debt for an MD is a lot, but it's also feasible that someone could pay it back vs. $80K for an M.A. with less lucrative job options. Federal vs. private loans matters, too. Income-based loan repayment programs for federal loans can make the monthly payments fairly reasonable. But then, loan debt (and time in graduate school) can make it hard to save for a down payment, which affects house-buying capacity. Overall, context matters. Saying all student loan debt is baaaad is a pretty extreme position, but it's useful to be informed about the options. [/quote]
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