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Money and Finances
Reply to "Is it ok not to have a financial plan?"
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[quote=Anonymous][quote=Anonymous]We don’t have a budget or track expenses either, but you need more in retirement than an employer 401k and a paid off house.[/quote] I don't think that's necessarily true depending on the lifestyle you want to lead in retirement. Sure, if you're making $400K now and living a commensurate lifestyle you might need more but if you have a more typical income I think you could be fine on two maxed 401Ks. Social security will be around in one form or another even if it is at a reduced rate.[/quote]
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