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[quote=Anonymous][quote=Anonymous]We booked a trip to a Carribean all inclusive for February of next war several months ago... At the time my dad had gone through surgery for cancer and he was in remission or so we thought. The cancer is back and my Dad is terminal although going through chemo so his life expectancy could be anywhere fro a few months to a few years at this point.

We bought the standard trip insurance they offered at booking, but give my Dads cancer is “preexisting” I don’t know if they’ll cover canrcellayion if he takes a turn for the worse.

Right now we’ve only paid the initial deposit (about $700) and haven’t booked flights yet but thinking about doing so this week.

Most trip insurance won’t do pre existing waiver or cancel for any reason unless you buy the insurance within a few weeks of the deposit. So here are what I think our options are (unless someone knows of something I’m not thinking of:

Proceed and just hope my Dad doesn’t take a downturn resulting in use cancelling our trip
Cancel trip now, lose the deposit, rebook and buy comprehensive insurance

Thoughts? What would you do? [/quote]

Just after I got married in 1998, my mom was diagnosed with non-Hodgkins lymphoma.  My DH and I were planning on spending a month in new zealand.  So of course we were ready to upend everything.  My mom insisted that I go; she said that if it didn't work out for her, we've seen her, and if it did work out, she'd need me when I got back.  It was very important to her that we took our trip.  BTW she's still alive and well and in remission.

So, I'm not sure what you should do here, OP, but you might want to talk to your dad about it and see how he feels.  I know from experience (with my now 92 y.o. mom, and my stepfather, and my father-in-law) that with modern medicine, the idea of impending death can linger for YEARS, so at a minimum you need to find out from the doctor how grave the condition is.[/quote]

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