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Reply to "What percent of your take-home income do you save?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. Sorry if I wasn't more clear. I mean savings for operating expenses (car repairs, vacations, home repair, landscaping, etc).[/quote] or in other words...how much are you diverting to your emergency fund on average.[/quote] None of that comes out of our EF, which is kept separate for issues like huge medical emergencies or job loss. Operating expenses like repairs and landscaping come out of cash flow and vacations/car replacement have sinking funds.[/quote]
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