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Reply to "Dave ramsey"
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[quote=Anonymous][quote=Anonymous]Can we agree $1000 as a step-one emergency fund is nuts for people in this area? Particularly if the only debt is student loans?[/quote] Then scale it in a way that makes sense for you. Duh. He's writing mostly for working class families in the Midwest. If a $1K initial emergency fund before tackling other debt works for that scenario but doesn't work for you, simply scale it up to $10K or whatever does make sense for you. Again: duh.[/quote]
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