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Reply to "Spousal consolidation student loans...a way out? "
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[quote=Anonymous]You could do what you’re considering but it doesn’t stop the creditor from coming after you. Let’s say this was the same facts but with a visa Debt. If Jane and John Sign a document saying that the remaining visa debit is now Jane’s sole liability Because John has paid his half of it upfront, then in the event that chain later defaulted, visa could and will still come after both of you. The reason? Visa was not a party to the new contract. So visa would come after you both and you could turn around and go after Jane to pay back what you overpaid. If she doesn’t have the money, well then good luck. [/quote]
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