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Reply to "Spousal consolidation student loans...a way out? "
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[quote=Anonymous]For years I've been looking for a way out of this loan that I hold with my ex. We each pay our portion now and have for years, but we still have a long way to go and I don't want to be left holding the bag. Navient now tells me that I can pay off my portion of the loan (listed separately on the account), get an agreement from my ex that I'm off the hook, and file that agreement (somehow?) with the courts. If ex defaults, I won't be liable. Even if ex dies, I'm not on the hook, they would discharge that remaining amount due to the death. This seems too good to be true. Plus, the customer service rep slipped and said, "You could file a lawsuit...um, er..." I went in on that statement and she tried to back peddle, but reluctantly admitted that that's what divorced borrowers were doing now. Anyone BTDT?[/quote]
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