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Reply to "Lender sold loan to Chase. Keeps sending me letters about buying insurance ..."
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[quote=Anonymous]First time homeowner here. I know it's normal to sell the loan to a large bank and that's what happened. Why is the original lender sending me mail to buy mortgage insurance just in case I do or become disabled? 1. Do I need that insurance? I have a 1.5m life insurance policy. 2. Shouldn't I buy that through Chase, the new company, if I get it at all? 3. Is that kind of insurance a scam? I have an 800K jumbo loan. They're offering no medical exam insurance. Did you buy it? [/quote]
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