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Reply to "Paid off credit card, score went DOWN"
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[quote=Anonymous][quote=Anonymous]If it was in collections, its because your payment updated and re-aged the debt.[/quote] No, actually have never had a late payment or had anything go to collections. Looking around online, I think the answer may be that you’re supposed to keep a small amount of revolving debt to keep your credit score up. Which is nuts, that you get penalized for having no debt.[/quote]
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