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Reply to "Mortgage increases every 6 months for escrow payments"
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[quote=Anonymous][quote=Anonymous]With WF too...I’ve never received an overpayment check but I have had increases for escrow. I assume they are due to property tax increases.[/quote] We once received an overpayment check but it was because when we refinanced, we prepaid 6 months of escrow and then they collected immediately. I think they have bands where if you are below the minimum they adjust your escrow up and you pay the shortfall and if you are above the max, they refund. Most people, most years will see either a shortfall or a upward adjustment because property taxes tend to go up, at least based on the assessed value.[/quote]
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