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Money and Finances
Reply to "buying furniture and paying for it over 18 months"
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[quote=Anonymous]If you know you can afford it (and even if you have the money saved) it's good to finance it if it's at 0%. We did this for a car--basically, we'd been saving for a while and had 2/3 of it saved. They offered us 0% interest for 36 months and the price wasn't changing if we paid more up front. So we put half the savings in a 2 year CD and half in a 1 year CD. We used what we'd been putting in savings each month plus a little bit extra to pay for the first month. The interest we got wasn't huge--basically enough to cover an oil change and a tank of gas per year--but it wasn't hard to set up, and why not get those things free?[/quote]
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