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[quote=Anonymous][quote=Anonymous]ED does NOT assume you will be full pay. Run the net price calculator from the school's website to get an idea of your responsibility. If you or spouse are in business for yourself, the calculators are not reliable. If they are in the ballpark, apply. You can get out of an ED acceptance if you don't have the money.  ED acceptances notify usually around Dec 15.  Your student must be prepared and willing to apply to alternate more affordable schools. You are free to apply to other schools when applying ED, but when you accept the ED offer, you must inform the other school of your decision and the school will pull your application.[/quote]

It does assume that you will be full-pay, or that the need-based aid offered will be sufficient based on the EFC.

The EFC may or may not be accurate for a given family's situation.  People who are neither full-pay nor qualify for need-based aid (and therefore don't file the FAFSA), and need merit aid to attend, should NOT apply ED because if the school gives no merit aid but accepts, it is assumed as part of the binding decision that the family will pay in full. [/quote]

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