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[quote=Anonymous]HHI $140k. My buffer is $100 per month. Anything more than that gets budgeted somewhere. Retirement, college, and all other savings is a line item in my budget. Maintenance, clothing, etc is also a line item in my budget. Currently on my “everything is normal” budget, I save $18,000 per year, plus $4,000 in 529, plus $18,000 in retirement. In my “bare bones” budget, I save $3,000 per year, plus $4,000 in 529, plus $18,000 in retirement. In my “crisis” budget, there is no savings.[/quote]
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