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[quote=Anonymous][quote=Anonymous]You know what you need to do but you just dont wanna do it.  Stop spending to much.  Cut back.  It's that simple; there are no tricks besides denying yourself.

If you are an impulse online shopper, put stuff in your cart and wait 2-4 days.  If you still want it after that time, buy it, but also make yourself give away the same number of pieces that you're buying.

Unsubscribe from coupon/specials/deals from your favorite stores.  Spending money to save is still spending money.

Cut back on the number of times you eat out on the weekend.  If you go out 4x/weekend, cut it back to two.  If you go to happy hour and order 4 drinks, keep it to a two drink maximum, or stick to house wine/cheap beer rather than a fancy cocktail.

If you buy lunch every day, cut it back to once a week, and meal prep the other days.  If you hate cooking, buy premade healthy meals from Costco or TJs (costco has several delicious meals made in house that only need to be baked) and take those for lunches/dinners.

[b]Have too many subscriptions?  Find a friend or family member and offer to share passwords -- one of you subscribe to Netflix and another to Hulu, etc. [/b]

It's not hard, it just requires discipline.    [/quote]

That’s right, OP.  Be a crook!

:roll: [/quote]

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