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Reply to "How much life insurance do I really need as a single parent?"
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[quote=Anonymous]No. Insurance is meant to replace (maybe at a lower level) your income stream. For instance, if you were single parent without support from teh other parent, you would make sure your kids had enough money during their school years. If you are spending 100K/year, then making sure that about 80K is available to them for the next "x" years to them is what you need to aim for. Your retirement savings can be converted into an income stream over the course of their life (inherited IRA). Make sure you have a will/Trust in place with a good Trustee.[/quote]
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