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Reply to "First time home buyer. Am i over extending?"
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[quote=Anonymous]Are you buying a home or a condo? Can you rent out a room if needed? Maybe to a student over the summer? How steady is child support? Wow that’s low. As if you can raise a kid on 2x that a month. The problem is you are spending well over 50% of your net on needs, the lower you can get it, the better. Do you get regular raises? Because things are tight and your expenses will go up slightly each year. Will you continue to have free child care some days or might that change? Can you increase your income if necessary? Even a little side work when your child was with her father would go a long way. Worst case you can pull back on retirement for awhile. [/quote]
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